| Adult Content & Services | - Adult services including prostitution, escorts, pay-per view, sexual massages, and adult live chat features
- Adult pictures, videos, and games that include pornographic or mature audience content
- Dating services
- Gentleman’s clubs, topless bars, and strip clubs
- Adult video stores
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Agriculture & Food | - Dried or dehydrated foods and seeds
- Fresh food and produce
- Frozen meat, poultry, seafood
- Florists - stores selling flowers (cross-border)
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| Animals & Wildlife | - Live animals
- Products made from the skin of snakes, crocodiles, seals or other animals
- Taxidermy
- National protected flora, fauna, biological organisms
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| Certain Legal Services | - Legal consultation and services
- Shell banks
- Superannuation funds
- Syndicates
- Trusts and asset management services
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| Telecom & Tech | - Computer Modification Chips
- Data services - Provision of data
- Jamming & blocking systems
- Online data storage facilities
- Search Engine Optimization (SEO)
- Voice Over Internet Protocol (VoIP)
- Virtual Private Network (VPN)
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| Counterfeit & Copyright | - Counterfeiting or copyright infringement
- File sharing and streaming websites allowing sharing, viewing or download of copyright content
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| Financial Services | - Auctions
- Banking style services e.g., Bill Payment Services, Cash Storage, Cashback, Check Cashing, Currency Exchange, Monetary Instrument Sales, and Wire transfer/money orders
- Brokerage investment services e.g., investments in stocks, bonds, binary options, and other financial instruments
- Bullion / Gold Bars
- Buy Now Pay Later (BNPL)
- Collection agencies
- Credit protection or identity theft protection services
- Crowdfunding
- Debt collection agencies including debt elimination, consolidation, or reduction services.
- Escrow services
- E-wallets, stored-value cards e.g., gift-cards, prepaid-cards
- Insurance sales and services including medical benefit packages
- Liquidation sales
- Loans, including payday loans
- Money transmitters, unlicensed SMBs, currency exchange services and other money service businesses
- Payment processing and other financial institutions
- Venture capital and investments
- Wine & spirit investments
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| Firearms, Explosives, and Dangerous Materials | - Guns, gunpowder, ammunition, weapons, fireworks and other explosives
- Hazardous / radioactive materials
- Gun clubs
- Drones
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| Gambling | - Games of chance including gambling, internet gambling
- Lotteries such as raffles, tombola, and sweepstakes
- Online or offline contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services
- Sports forecasting or odds making with a monetary or material prize
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| High Value Goods | - Precious metals and loose stones (e.g., gold, silver, gems, diamonds)
- High priced products where chain of custody cannot be verified
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| Illegal Products and Services | - Amazon ungating / Amazon appeals
- Any services that would locally or internationally evade any applicable taxes or facilitate tax evasion
- Sale of Payoneer accounts and products or sale of accounts of another financial institution
- Products or services enabling unauthorized access via virus, malware, hacking, etc.
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to.
- Illegal drugs, substances designed to mimic illegal drugs, and equipment designed for making or using drugs
- Any business or organizations that: 1) Engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or property, 2) Engages in, encourages, promotes, or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
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Marijuana
| - Cannabis products
- CBD & drug paraphernalia
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| Non-Business Use | - Person to Person (peer to peer) payments or businesses allowing only person to person payments
- Religious and political resources
- Non-business financial settlements
- Personal use of account such as gifts, donations, loans, or payments from friends and family
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| Natural Resources | - Energy industry such as Crude Oil, Natural Gas, Petroleum, Diesel, Nuclear
- Rare earth minerals
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| Non-fiat Currency and Stored Value | - Virtual and cryptocurrencies, non-fungible tokens (NFTs), crypto mining and supporting services
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| Other Services / Military | - Governments, Defense, Arms, Military
- Credit protection or identity theft protection services
- Government services intermediaries
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| Pharmaceuticals and Telemedicine | - Medical Aesthetic Products – Body contouring devices, injectables, laser treatments, medical-grade skincare products, microneedling (Collagen Induction Therapy), Radiofrequency (RF) and Ultrasound Devices, syringes and injectors, thread lifts (PDO threads for lifting and skin tightening)
- Diet pills
- Healthcare and medical services - medical consultation, nonF2F
- Opticians, opticians goods and eyeglass
- Prescription-only products including card-not-present pharmaceuticals
- Pharmacies or pharmacy referral services, pharmaceuticals, and pseudo-pharmaceuticals
- Self diagnosis kits for potential fatal diseases
- Steroids
- Supplements, vitamins, nutritional products, ‘nutraceuticals’
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| Products and Services that are Unfair, Predatory, or Deceptive | - Academic dishonesty platforms, contract cheating
- Family support services
- ‘Get rick quick’ schemes
- Mystery boxes
- Multi-level marketing (MLM) / Pyramid schemes
- Over-the-phone key entry
- Predatory mortgage consulting, lending, credit repair and counseling services
- Selling social media activity
- Timeshares
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| Products and Services that Infringe Intellectual Property Rights / Counterfeit / Copyright / Data /Cyber | - Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
- Stamp carving, fabrication of government seals, certificate issuing
- Voluntary sale of identity and personal information
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeiting or copyright materials
- Personal and corporate privacy-infringement or espionage objects or services
- Unauthorized sale of brand name or designer products or services
- Document forgery
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| Real Estate | - Real estate sales, Investments, Trading, Trusts
- Other real estate supporting services
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| Tobacco & Alcohol | - Alcohol
- Tobacco products including e-cigarettes and e-liquid
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| Travel | - Airlines, Air Carriers, Jet Charter
- Accommodation - Hotel, Lodging, bed and breakfast
- Car rental agencies
- Cruises
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| Other Services | - Account Aggregation Services
- Car matching services
- Charities / NGO
- Door to Door Sales / Direct selling
- EGR (Exhaust Gas Recirculation) delete
- High value motor vehicle dealers
- Marketplaces
- Merchant aggregators
- Negative option billing
- Postal services - Government only
- Scrap metal - scrap metal dealers
- Social Media Platforms
- Solar panel installation
- Travel visas, business visa applications services
- Unlicensed massage parlors
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| For the Use of Alternative Payment Methods | - Alcohol and alcoholic beverages
- Archaeological findings and items
- bail bonds
- bankruptcy lawyers
- CFD and Forex brokers
- Crowdfunding
- Cryptocurrency
- Daily fantasy sports
- Financial services, including e-wallets, insurance, money transfer services, payment vouchers and stored value products
- Game skins and in-game currency
- Gambling, betting and casinos
- Initial coin offerings (ISOs)
- Logging and supporting activities of mass sale of timber
- Marketplaces
- Multi-Level marketing
- Non-cosmetic tattoo art
- Non-profit organizations and charities
- Pre-orders or regular subscriptions
- Pyrotechnic devices and supplies under
- Psychic or fortune-teller services
- Restaurants / Cafes
- Selective Androgen Receptor Modulators or Peptides
- Telemarketing
- Tobacco Products, E-cigarettes and Vape
- Utilities
- Waste management and disposal
- Pay-to-remove services, No-value-added services, ticketing services, software services, automotive services, cleaning services.
- Business to business sales - applicable in UK, AU, NZ only
- Consumer electronics including (without limitation) mobile phones, computers/laptops, tablets, drones, and televisions - applicable in UK, AU, NZ only
- Drop-shipping - applicable in AU, UK, NZ only
- Hype or high demand / low supply products - applicable in AU, UK, NZ only
- Sale of automotive goods - applicable in UK only
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